Use Commas

2015

Commas is founded as RhineVest, providing fee-only financial advice with no account minimums. The name comes from the Cincinnati neighborhood of Over-the-Rhine.

2016

Truepoint Wealth Counsel acquires RhineVest, creating one company and unified team to serve individuals wherever they are in their financial journey.

2021

RhineVest officially becomes Commas! The new name and brand speaks to how commas are used to prioritize and list the things we want our money to do for us: retirement, education, giving, homes, bucket-list vacations…you name it.

2022

Commas expands to a new space in Over-the-Rhine, providing the opportunity for clients to meet in downtown Cincinnati or at the Truepoint headquarters in Blue Ash. Additionally, clients can also opt to meet virtually.

2024

The growing Commas team now includes five full-time advisors with two fully remote team members in Pennsylvania and North Carolina.

Your best interest, our priority.

At Commas, we are a fee-only fiduciary. This means that we are required to act in the best
interest of our clients, we don’t have any hidden fees, and we don’t sell any products.. You can trust that the advice you receive is for the betterment of you, not your advisor.

Our Process

1

Introduction

Talk to a Commas advisor
and find out if our services
are the right fit for you!

Sign On And
Upload Documents
2

Discovery

Meet again to talk about your goals and your vision for the future. Then we’ll unpack any existing financial accounts so we can start crafting your financial plan.

  • Emergency Fund
  • Mortgage
  • 401k
  • IRA
  • Loan
  • HSA
  • 529
Create Budget
3

Financial Planning

Talk with your advisor to walk through your financial plan and our recommendations for how you can meet your goals.

Transfer
Accounts
4

Implementation Planning

Meet with your advisor to move lump sum amounts, set up monthly savings, and finalize your plan.

House
Retirement
Emergency
5

Risk Review

Check in with your advisor to go over your insurance and estate needs.

6

Annual Review

Plan to meet with your advisor at least annually to check in and make any necessary changes to your financial plan.

Vacation
House
New Car

Pricing

$85/month plus
1.00% per year*

*If your investment portfolio with Commas is over $500,000, we waive the monthly fee



What’s Next?

1

Sign Up for Monthly Fee and Complete Questionnaire

2

Upload Documents

3

Schedule Discovery Meeting

94%

Client Satisfaction Score

“I have really appreciated all the support and help. [My advisor’s] timeliness, professionalism, and approachability have helped me feel confident and informed in my financial decisions while still being early in my career.”

All scores based on input from 124 completed surveys from 709 invitations in 07/2023. These testimonials were provided by current clients of Commas. These clients were not compensated for these testimonials. No materials of conflicts exist since these clients were not compensated nor do they recieve any other benefit for providing this content.