Commas is founded as RhineVest, providing fee-only financial advice with no account minimums. The name comes from the Cincinnati neighborhood of Over-the-Rhine.
2016
Truepoint Wealth Counsel acquires RhineVest, creating one company and unified team to serve individuals wherever they are in their financial journey.
2021
RhineVest officially becomes Commas! The new name and brand speaks to how commas are used to prioritize and list the things we want our money to do for us: retirement, education, giving, homes, bucket-list vacations…you name it.
2022
Commas expands to a new space in Over-the-Rhine, providing the opportunity for clients to meet in downtown Cincinnati or at the Truepoint headquarters in Blue Ash. Additionally, clients can also opt to meet virtually.
2024
The growing Commas team now includes five full-time advisors with two fully remote team members in Pennsylvania and North Carolina.
Your best interest, our priority.
At Commas, we are a fee-only fiduciary. This means that we are required to act in the best interest of our clients, we don’t have any hidden fees, and we don’t sell any products.. You can trust that the advice you receive is for the betterment of you, not your advisor.
Our Process
1
Introduction
Talk to a Commas advisor and find out if our services are the right fit for you!
Sign On And Upload Documents
2
Discovery
Meet again to talk about your goals and your vision for the future. Then we’ll unpack any existing financial accounts so we can start crafting your financial plan.
Emergency Fund
Mortgage
401k
IRA
Loan
HSA
529
Create Budget
3
Financial Planning
Talk with your advisor to walk through your financial plan and our recommendations for how you can meet your goals.
Transfer Accounts
4
Implementation Planning
Meet with your advisor to move lump sum amounts, set up monthly savings, and finalize your plan.
House
Retirement
Emergency
5
Risk Review
Check in with your advisor to go over your insurance and estate needs.
6
Annual Review
Plan to meet with your advisor at least annually to check in and make any necessary changes to your financial plan.
Vacation
House
New Car
Pricing
$85/month plus 1.00% per year*
*If your investment portfolio with Commas is over $500,000, we waive the monthly fee
What’s Next?
1
Sign Up for Monthly Fee and Complete Questionnaire
2
Upload Documents
3
Schedule Discovery Meeting
94%
Client Satisfaction Score
“I have really appreciated all the support and help. [My advisor’s] timeliness, professionalism, and approachability have helped me feel confident and informed in my financial decisions while still being early in my career.”
All scores based on input from 124 completed surveys from 709 invitations in 07/2023. These testimonials were provided by current clients of Commas. These clients were not compensated for these testimonials. No materials of conflicts exist since these clients were not compensated nor do they receive any other benefit for providing this content.
